Insurance

[Snik]

Has anyone gone to their health/life insurance companies and gotten unrated for tobacco use after going to vaping? I'm just wondering what their position is, if they have one.

[Christopher]

Because the electronic cigarette is such a new product they file it under "nicotine use" and you are subject to higher premiums.

[FTJoe]

Has anyone gone to their health/life insurance companies and gotten unrated for tobacco use after going to vaping? I'm just wondering what their position is, if they have one.

I don't mean to blow you off here. But search on insurance in the search function up there on the right. Net is the test for tobacco use is nicotine and another byproduct. In fact, I believe the question these days is products containing nicotine.

Here's one thread on the subject and a link in it to another, nothing official.

http://www.vaportalk.com/forum/forum/index.php?/topic/3537-how-to-answer-the-following-question/page__view__findpost__p__29728

[Snik]

Thanks. That's pretty much what I figured. As long as you have nicotine in your system they will consider it tobacco use. No other way for them to test for it really.

[BirdDog]

Welcome Snik to the forum. Did I miss you earlier? That is a really good question and something that we have discussed before. I see that the above posters gave you some good information.