That was some really good information that you provided, but I have to disagree with you on one point:
"I really don't hardly ever test my coils anymore because I just don't build that low, nor do I find scorching hot builds really that enjoyable."
You should ALWAYS check your builds before firing them. It doesn't matter if you've done it a bazillion times...you can't know whether your build is safe without metering it first. You can do the same wrap over and over and still have small (and sometimes not-so-small) variances in resistance that could lead to disaster.
Granted, modern high-amp IMRs are pretty safe and, when shorted, take a substantial amount of time to actually pop, but like you said, "it's best to be safe".
You don't have to spend a ton on a meter either...you can get ohmmeters online for around $10-$20 that should do the trick just fine.